Get Paid To Wait
“What are you doing to protect my portfolio if markets pull back?” We’ve been hearing that question a lot lately, and it’s a good one.
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Get Paid To Wait
“What are you doing to protect my portfolio if markets pull back?” We’ve been hearing that question a lot lately,
1994 Capital Gain Election
“Did we make the 1994 election?” Back in 1994, many cottage owners quietly filed a one-time form that raised their
What Is Financial Planning and Why Is It Important for Your Family?
Financial planning is more than choosing investments or setting a retirement target. It is the process of understanding where you
What Is an Estate Bond in Canada and How Can It Support Estate Planning?
An estate bond is not a government bond, corporate bond or investment purchased on an exchange. In Canadian financial planning,
What Is an Insured Retirement Plan in Canada and How Does It Work?
An insured retirement plan combines permanent life insurance with collateral borrowing as part of a broader retirement strategy. Learn how
U.S. – Canada Trade Tensions
The trade dispute between Canada and the United States has escalated quickly, with new tariffs now in effect and Canada's
What Is Mortgage Insurance in Canada and What You Should Know
The term “mortgage insurance” can be confusing because it can refer to more than one type of coverage. In Canada,
What Is Key Person Insurance and Why Would a Business Owner Need It?
Key person insurance can provide the business with funds to manage that transition. It may help cover lost revenue, repay
Process Over Prediction
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The Scam That Got Smarter
Scams have gotten smarter. So has our advice on spotting them — read how to protect yourself in under five
What the Bank Doesn’t Tell You About ‘Mortgage Insurance’
"Mortgage insurance" was never mandatory. Not legally, not contractually - your house is already the bank's collateral. Yet plenty of
Cryptocurrency – What It Is And Why You Won’t Find It In Your Portfolio Today
Crypto comes up in almost every client conversation, so we're laying out — in plain language — what it actually
What Is Discretionary Fund Management? A Guide to DFM and Discretionary Portfolio Management
Discretionary fund management (DFM) is a professional investment service where a portfolio manager makes day to day investment decisions on
Generational Wealth Planning: How to Preserve, Protect and Transfer Wealth With Purpose
Generational wealth planning is about helping a family understand what their wealth is meant to do, how it should be
What Is Wealth Management? How Integrated Wealth Planning Supports Affluent Families
Wealth management is the ongoing work of organizing, protecting and growing a family’s financial life with purpose.
AI & Financial Planning
Artificial intelligence is changing how financial planning works - and at Access, we want you to understand exactly how.
Understanding Performance Returns
When you open your investment statement, you may notice two performance numbers that look surprisingly different - even though they
Your Home May Not Be Your Best Investment
It's one of the most deeply held beliefs in Canada: that owning a home is the smartest investment you can
What’s In Your Junk Drawer
Most people have the financial equivalent of a junk drawer. They have TFSAs, RRSPs, GICs, RESPs, pensions, CPP, houses, mortgages,
Give more, pay less: the case for donating your winners directly to charity
Selling an appreciated investment before donating the proceeds can quietly cost you - and the charity - thousands. There’s a
When Volatility Returns: positioning over reaction
Volatility has returned to markets, and with it the familiar temptation to do something – anything – in response. But
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Helping a Widow Find Clarity, Confidence, and a Plan Forward
When Margaret came to Access, she had recently lost her husband of more than three decades. He had managed every
Consolidating a Business Owner’s Financial Life – and Unlocking a Clearer Path Forward
Jason and Michelle came to Access in their mid-40s with a thriving manufacturing business, three children, and $6M in investible
Building a Generational Wealth Strategy for a Busy Physician
Dr. Natasha came to Access shortly after inheriting more than $15M from her father's estate. A practicing family physician with
Reducing Estate Tax for a Business Owner – and Keeping the Cottage in the Family
When Brian and Joyce came to Access, they were two to five years from retirement and a business exit, with