Family Enterprise Advising

Offered by Access Private Wealth Corp.

Access partners with high-net-worth families who own and operate successful businesses, helping them coordinate the financial, corporate, and family decisions that shape long-term wealth.

Our family enterprise advising services support business-owning families across corporate tax planning, shareholder considerations, business succession planning, family governance, leadership transition, and multi-generational stewardship.

Family Enterprise Advising for Business-Owning Families

Family enterprise advising is designed for families whose business, wealth, and long-term goals are deeply connected. For business owners, financial decisions rarely sit in one place. Corporate structure, tax planning, estate and legacy planning, investment management, shareholder relationships, and family dynamics all influence one another.

Access helps bring these moving parts into one coordinated planning framework. We work with business-owning families to clarify priorities, identify planning opportunities, and support informed decisions that protect enterprise value, preserve family wealth, and prepare the next generation for the future.

Our family enterprise advising services include guidance on:

Corporate tax planning and corporate structure
Holding companies and incorporation planning
Shareholder agreements and ownership considerations
Business succession planning
Selling or transitioning a business
Group RRSP and employee benefit plans
Family governance, communication, and decision-making
Coordinated planning with accountants, lawyers, and other trusted advisors

Whether you are growing a business, preparing for transition, reviewing your corporate structure, or planning for the next generation, Access provides disciplined guidance rooted in long-term planning. Our role is to help you see the full picture clearly, coordinate with your existing professionals, and move forward with confidence.

Corporate Tax Protection

Corporate tax planning plays a critical role in sustaining long-term business value. We work with business-owning families to evaluate tax considerations within the broader context of corporate structure, cash flow, and succession objectives.

Holding
Companies

In certain circumstances, owning a business through a holding company can provide structural, tax, and risk-management advantages. Determining whether this approach is appropriate requires careful consideration of corporate structure, cash flow, and long-term objectives.

Incorporating
Your Company

Incorporation can offer meaningful tax and planning advantages for certain businesses, but it is not appropriate in every situation. Determining whether incorporation makes sense requires an assessment of income levels, cash flow, growth plans, liability, and long-term objectives.

Shareholder
Agreements

When a business is owned by multiple shareholders - whether partners or family members - clear agreements are essential to managing risk and ensuring continuity. Shareholder agreements help establish expectations, decision-making processes, and mechanisms for addressing change.

Individual
Pension Plan

An Individual Pension Plan (IPP) can be an effective retirement planning tool for certain incorporated business owners, offering defined-benefit pension features within a structured, tax efficient framework.

Business
Succession

Business succession is a significant transition that requires careful planning across financial, tax, and family considerations. We can help determine how and when ownership and leadership should be transferred, which is central to preserving both enterprise value and family relationships.

Selling
Your Business

Exiting a business is a significant financial and personal milestone that requires careful planning well in advance of a transaction. Tax structure, timing, and coordination across advisors can materially affect outcomes.

Group RRSP and Benefit Plans

Group RRSP plans

We help businesses design group RRSP plans that provide flexibility and control for employers, while supporting employee participation and choice. Contribution levels, plan design, and the degree of employer involvement are structured to align with organizational objectives and compensation philosophy.

Group Benefit Plans

We work with business owners to review available group benefit providers and evaluate plan features in the context of workforce needs, cost considerations, and overall compensation strategy including Health Spending Accounts.

$ 150 M+

In client assets

150 +

Families Served

100 +

Years of advisory experience & Multi-generational Planning

50 %

Fee-based advice

2M - 0 M+

Average client relationship

Corporate Planning in Toronto, Mississauga, Ancaster and Southern Ontario.

The financial experts at Access specialize in tax strategies that will protect you, your family, and your business. We’re passionate about growing the local business community and look forward to saving you thousands of dollars in taxes every year.

Choose How Access Supports You

Access offers flexible financial planning and wealth management services designed to meet clients where they are. Whether you need focused insurance guidance, collaborative financial planning, full-service planning support, or complete wealth management with active investment management, our team helps you make confident decisions across your wealth, business, family, and future.

Access Formula

We begin by developing a thorough understanding of your business and coordinating with your professional advisors to assess your personal and corporate financial structure in full.

Step 1

Understanding What's Important To You

Our process begins with a clear understanding of your family’s long-term objectives, values, and priorities. This foundation informs every planning and investment decision, ensuring recommendations remain aligned with what matters most over time.

Step 2

Financial Assessment & Base Plan

This collaborative stage focuses on gathering and organizing relevant financial information to establish a clear baseline of your current position and potential long-term outcomes. Using prudent, planning-based assumptions, we develop an initial framework that informs future planning and decision-making.

Step 3

Plan Review & Collaboration

This stage involves a detailed review of the base plan to confirm accuracy, validate assumptions, and ensure all relevant information has been captured. Collaboration at this point helps refine the plan and establish alignment before moving forward to implementation.

Step 4

Strategies & Recommendations

At this stage, we evaluate and develop planning strategies designed to enhance tax efficiency, improve income coordination, and support the orderly transition of personal and corporate assets over time. Recommendations are considered within the context of your broader financial structure and long-term objectives.

Step 5

Implementation

Once strategies and timelines are agreed upon, we coordinate implementation in collaboration with your existing professional advisors or, where appropriate, with trusted specialists aligned with our team. Our role is to ensure execution remains organized, timely, and consistent with the broader plan.

Step 6

Roadmap for Future Meetings

We establish a customized roadmap for future meetings to ensure each discussion is purposeful, structured, and aligned with defined planning objectives. This approach supports continuity, accountability, and progress over time.

Step 7

Ongoing Monitoring

Ongoing monitoring ensures your plan remains aligned as markets, regulations, and life circumstances evolve. Through regular review and oversight, we coordinate the many moving parts of your financial structure so decisions remain informed, timely, and consistent with long-term objectives.

This approach allows clients to maintain focus on the broader picture while we manage complexity, execution, and follow-through behind the scenes.

Client Testimonials

“Great experience working with this team. They are professional, knowledgeable. Highly recommend!”