Access Team
Portfolio Managers
Jennifer Black
BSED, FMA, CFP, CIM, FEA
Jennifer has vast expertise as a Private Wealth Manager, Portfolio Manager and Family Enterprise Advisor. She uses her knowledge and experience to help affluent individuals, families, and business owners achieve their financial goals and enjoy peace of mind.
As a Private Wealth Manager, Jennifer takes an in-depth approach to understanding your unique situation and provides solutions to optimize how your financial affairs are structured, with specific emphasis on tax minimization, wills, estate and investment management.
As a specially trained Family Enterprise Advisor, Jennifer helps successful business owner families with family dynamics, governance, transition and facilitation to support all generations through successful wealth stewardship.
Community Involvement
Using the knowledge and insight she gained while helping a friend cope with the emotional and financial challenges of being widowed, Jennifer had created a free online resource for widows, widowers and their loved ones. Jennifer was a member of 100 Women Who Care and regularly volunteered to manage kids teams as her kids were growing up.
Family & Interests
Jennifer enjoys spending time with family. She lives in Port Credit, Mississauga with her husband, Kevin, and their two daughters. She enjoys watching her daughters find their passions and work towards their own goals.
Doug Beck
BA, CFP, CIM, FCSI
Having been in the financial services industry nearly two and a half decades, Doug has learned a thing or two about being independent. He is proudly independent, offering professional, unbiased advice that is shaping the industry and holding it to a new standard of creating and preserving wealth. And while his office is physically located in Ancaster, Ontario, he serves clients from across Canada and the US as part of the Access team.
As a Portfolio Manager, Doug is held to the highest fiduciary standards on behalf of clients. He spends most of his time researching ideas and uncovering the best investment opportunities for the Access portfolios. Using the necessary skills and experience acquired over many years, Doug can sort through an endless array of options so that clients can feel confident and informed about their financial decisions.
Doug is a self-starter who likes to get things done. He used to think being a jack of all trades was a bad thing and always regretted not being amazing at anything, but what he’s come to realize about wealth management is that it requires a number of different skills to add value to client relationships. He enjoys collaborating with clients and professionals to bring solutions to the table that make sense. Many of the clients he works with are sophisticated and intelligent enough to manage their own finances but having found success in their respective businesses and professions, they see tremendous value in working with someone they can trust – a partner. Honesty, professionalism, and accessibility are the backbone of what Doug offers.
Outside of the office, family is at the heart of everything Doug does. He is the proud father of 3 active kids which used to mean spending a lot of time in hockey and lacrosse arenas, at dance recitals, and just hanging out. With all 3 now in university, being outdoors is by far his favourite place to be. Whether it’s running, biking, hiking, x-country skiing, or golfing, being outside keeps him sane in a crazy world. Doug also loves being part of a vibrant community and giving back to it. For several years now, he and his wife have helped organize the Dundas Terry Fox. It’s become a bit of a tradition in their home, and they feel very privileged to be a part of it. He also volunteers for the local Meals on Wheels program.
Team Members
Janet Baccarani
BSc, MBA, CPA, CA, CFP, CEA
Janet is a tax-savvy financial planner helping clients find the right blend of wealth preservation and transition to the next generation for a family’s long-term security. As a Chartered Accountant with executive-level business experience, Janet has an in-depth understanding of the unique financial planning requirements of time-challenged corporate executives and business owners. Her expertise includes product development for a major tax-preparation software company, tax support for the products and services team at a major trust company and director of the Tax and Accounting division of one of Canada’s foremost publishers of taxation information for legal and accounting professionals.
Community Involvement
- Current Volunteer at The Compass Food Bank, Mississauga
- Former Board Member, Women’s Leadership Council – United Way Peel
- Former Treasurer, Trillium Board
- Former treasurer for the Board of Directors, Renascent (a non-profit alcohol and drug addiction treatment centre)
- Former Treasurer, Renascent Foundation
Family & Interests
Janet and her husband, Zito, are the parents of two grown children and have 5 grandchildren. They live in Port Credit next door to their daughter, Jennifer, and her family. In her spare time, Janet enjoys reading, golf, and travel, and especially loves travel with the whole family.
Jonathan Mullett
Director of Risk Management
Since entering the financial services industry in 2002, Jonathan Mullett has been passionate about providing independent, client-centric advice, focused on insurance and estate planning. In previous roles, he’s had the opportunity to work alongside some of the best insurance minds in the industry, supporting them as they serve their clients and honing his skills. This ongoing commitment to personal development is an asset Jonathan brings to the boardroom and kitchen table alike, adding value to the lives of those he works with.
Jonathan’s experience as an insurance professional has taught him to hear conversations a little differently – not only gleaning the facts of every unique situation but ensuring an intimate understanding of the emotional elements as well. This helps formulate effective solutions and guides an informed decision-making process. He is a gifted communicator who can make very complex concepts easy to understand. Jonathan oversees all aspects of the Access Formula for clients. His expertise includes all aspects of both corporate and personal financial planning.
When not at work, Jonathan Mullett stays plenty busy with family. He and his wife Michelle have 4 amazing little ones to share their lives with. Aside from taxiing them between hockey, volleyball and soccer, they cherish time spent outside exploring the local conservation areas. There’s always lots on the go, but they love it. Jonathan enjoys mountain biking in all the great trails near their home and playing hockey with the guys in the winter.
Everything Jonathan does is guided by his personal mission statement, which is to ‘consider others more significant than myself.’ Not always easy, but definitely rewarding.
Cherryl Twiss
Family Wealth Administrator
Cherryl has been active in client service, tracking investments and responding to client enquiries since joining in 2013. Her duties include processing client applications, transfers and market orders, and responding to enquiries. She tracks daily transactions and communicates information to the clients about client reviews.
A graduate of Sheridan College with Honors in Business Administration (Co-op), Cherryl completed her CSI Canadian Securities Course and is a Licensed Investment Representative. She has also completed her Insurance License.
Cherryl’s extensive community involvement centers around her role as a Girl Guide Leader since 2000, where she has been involved in a number of activities, including, Program implementation, Camp facilitator, fundraising, and she is the First Aider for the unit.
Cherryl lives in Milton with her Husband, Steven, a dog and a cat. She has a married Step-Daughter and a Step-Granddaughter, a son at University and daughter living in Windsor. When at home, Cherryl enjoys doing crafts and swimming in her pool.
Catherine de Almeida
Client Service Specialist
Catherine is the first smiling face to greet you when you visit Access Private Wealth. She has a full range of general office administrative duties and is a personal assistant to Access Private Wealth co-owners Jennifer Black and Janet Baccarani.
A graduate of University of Toronto with a Bachelor of Science, Catherine has a keen eye for detail coupled with a thoughtful customer service focus. As a co-owner and operator of her own small marketing business, Catherine has acquired a number of business skills from bookkeeping to project management.
Catherine lives in Mississauga with her husband and two children. Previously having run an in home daycare while her children were young she is very familiar with fast paced high pressure environments.
Michelle Houghton
Client Relationship Manager
Michelle Houghton enjoys meeting new people every day. She feels like everyone has a unique story and experiences to share, and she is always honored when they share them with her.
Michelle’s career in the investment industry started at Investors Group 20 years ago as her first job out of University. She also spent some time at the full-service brokerage firm TD Waterhouse before honing her passion as a special events and fundraising specialist at St. Joseph’s Healthcare and Hamilton Health Sciences Foundations. This was a very rewarding environment, which afforded her the opportunity to meet not only many incredible community leaders but also the patients that benefitted from and were the source of inspiration for her work.
With a career back in the investment industry for over 7 years, Michelle Houghton is thrilled to be working at Access. She enjoys meeting clients and prospects and thrives on creating an outstanding experience for every one of them. Access is a firm that prides itself on being different. At Access, they all share the passion to deliver an unparalleled client experience, and Michelle enjoys being a big part of that process.
Outside the office, Michelle is a busy mom of 4 children – 2 boys and 2 girls. She and her husband Will spend a lot of time at hockey, basketball, dancing, and gymnastics. They love to travel and create exciting experiences for the kids that will hopefully last a lifetime.
Heather Adams
Insurance Administrator
Heather joined Access in 2020 during our expansion. Heather had come from a very individual role working as a sole assistant to an advisor prior to joining our team. Heather has fit in perfectly and taking initiative to fill in any gaps we have. Focusing on investment administration and now taking on the insurance administration role as well. Heather enjoys talking to clients and helping to answer any questions they have.
Heather lives in the Ancaster area with her son. She enjoys spending time with family and always has side projects on t he go with her parents who like to stay busy.
