The Access Formula
Offered by Access Private Wealth Corp.
We’ve developed and refined a proprietary planning framework we call the Access Formula – our disciplined approach to guiding clients through complexity, addressing critical life and wealth events, and helping you move forward with clarity and confidence.
Our Company
Established in 1998, Access is a team of Private Wealth Managers, Portfolio Managers, and Financial Planners serving a select group of professionals, business owners, and families.
We provide comprehensive wealth management within the context of long-term partnerships, guided by clear expectations, disciplined planning, and coordinated strategy – helping clients achieve their financial and legacy objectives over time.
Why We’re Different
DEMOCRATIZING ACCESS
The Power of Access lies in disciplined planning, institutional-quality investment management, and coordinated strategy - designed to help families build, preserve, and steward wealth over the long term.
CUSTOMIZED APPROACH TO BUILDING PORTFOLIOS
Our portfolio construction process is planning-led and intentional - designed within the context of your broader financial picture to ensure investment decisions align with your objectives, constraints, and long-term strategy.
FEES ARE SIMPLE AND TRANSPARENT
Our fee structure is designed to be clear and straightforward, so clients understand how fees are calculated and how they relate to the services provided. Transparency supports informed decision-making and long-term trust.
ACCESS FORMULA
The Access Formula is our proprietary planning framework, developed and refined to integrate every aspect of a client’s financial life as circumstances evolve over time.
In client assets
Families Served
Years of advisory experience & Multi-generational Planning
Fee-based advice
Average client relationship
Power of Access
The most reliable way to build long-term wealth has always been the same, owning great businesses.
Today, many of the world’s highest-quality companies are publicly traded – global leaders with durable earnings, strong balance sheets, and complete transparency. At Access, we prioritize disciplined ownership of exceptional public companies as the foundation of a portfolio. We add other strategies selectively – only where they genuinely improve outcomes, not simply for the sake of diversification.
No unnecessary complexity. No forced allocations. Just a clear, structured approach built around what has consistently worked over time.
That’s the Power of Access.
Discover how the Power of Access can create and preserve sustainable long-term wealth for your family today.
Frequently Asked Questions
How does Access charge for its services?
Access operates on a fully fee-based model. We do not earn commissions, accept referral fees, or receive compensation tied to any specific product or strategy. Fees are discussed during the Discovery Call and are tailored to the scope and complexity of each client’s situation.
Who holds my assets and how are they protected?
All client assets are held with Fidelity Clearing Canada ULC, an independent third-party custodian and subsidiary of U.S.-based Fidelity Investments, which oversees approximately $15 trillion in assets under administration globally.
Access Family Office Corp. does not take custody of client assets or handle client funds. This structure ensures a clear separation between portfolio management and asset custody.
Fidelity Clearing Canada is a member of the Canadian Investment Regulatory Organization (CIRO) and the Canadian Investor Protection Fund (CIPF). Clients benefit from institutional-grade custody, independent reporting, and established investor protection frameworks.
Is there a minimum investment to work with Access?
Our work is collaborative and planning-led, designed for clients who value advice, discipline, and long-term alignment. While assets are an important component, they are not the sole determinant of fit. A client’s level of engagement in the process is equally important.
In practice, families with $2-$10 million or more in investable assets tend to derive the greatest benefit from our services.
Can Access work with my existing accountant or lawyer?
Yes. Coordination with a client’s existing legal and tax advisors is an integral part of our approach. This ensures that investment strategy, tax planning, and estate considerations remain aligned.
What happens after I become a client?
Our onboarding follows the Access Formula, a structured seven-step process that begins with a comprehensive assessment of your financial position and long-term objectives. A clear meeting cadence is established at the outset, so you know what to expect at each stage. Our process is ongoing and planning-led, not transactional.
How is Access different from a bank?
Access is an independent firm operating under a fiduciary standard as a registered Portfolio Manager with the Ontario Securities Commission. Our advice is objective, and every decision is made solely in the interest of our clients.
We operate on a fully fee-based model with no commissions or embedded compensation. This allows us to remain unbiased and to evaluate the full investment universe without constraint. Rather than being limited to a predefined shelf of often proprietary products, we are able to select and combine best-in-class strategies across managers, asset classes, and structures.
The result is a more deliberate, portfolio-level approach focused on alignment, risk management, and long-term outcomes.
Do I need a financial plan if I already have investments?
The short answer is yes. Investments are one component of a broader financial picture, but without a clear plan, they lack context and coordination.
A comprehensive financial plan connects your portfolio to your objectives, cash flow needs, tax considerations, and long-term priorities. It provides the framework for how capital should be allocated, the level of risk that is appropriate, and how decisions should evolve over time.
At Access, planning informs every investment decision. The portfolio is built to support the plan, not the other way around.
What should I consider when choosing a multi-family office?
Selecting a multi-family office is an important decision that extends beyond investment performance. It is a long-term relationship encompassing integrated planning, family governance, estate strategy, and generational wealth transfer.
Key factors to consider include:
Scope of integration
Look for a firm that coordinates across all aspects of your financial life, including investment management, tax planning, estate and legacy planning, and risk management. These areas should be integrated, not treated as separate silos.
Independence and objectivity
Confirm the firm operates independently, without affiliations to banks, product manufacturers, or financial institutions that could influence recommendations. Independence supports objective, client-first advice.
Fiduciary standard
Consider whether the firm is legally required to act in your best interest. In Canada, a registered Portfolio Manager is held to this fiduciary standard under securities law.
Planning approach
Evaluate how the firm brings structure to complexity. A disciplined, repeatable planning framework is a meaningful differentiator from firms that address issues on an ad hoc basis.
Family engagement
Assess whether the firm can support both the financial and human aspects of wealth, including governance, communication, succession, and preparing the next generation.
Fee transparency
Understand how the firm is compensated. A fee-based model helps align interests and reduces the conflicts often embedded in commission-based structures.
Custodial structure
Confirm that assets are held with an independent, regulated third-party custodian, ensuring a clear separation between portfolio management and asset custody.
Fit
The best multi-family offices are selective. Consider whether the firm’s client profile, philosophy, and approach align with your family’s needs and level of complexity.
The decision is not simply about finding a capable firm, but the right long-term partner for your family.