Our Services
The Access group of companies provide integrated wealth management solutions to high net worth clients. Investment management activities and all services requiring registration under securities legislation are offered though Access Family Office Corp., a Portfolio Manager registered in the provinces of Ontario, British Columbia, Alberta, Manitoba, New Brunswick and Quebec. Financial planning, insurance solutions and all other services are offered through Access Private Wealth Corp.
We provide a bespoke investment experience rooted in professional discretion and institutional rigor. Through a deep understanding of your goals, constraints, and risk tolerance, we build customized portfolios designed to balance growth, income, and capital preservation.
We operate as a fully fee-based portfolio management team, ensuring complete transparency and true alignment of interests. Our success is directly tied to yours, with equal focus on compounding capital over time and protecting it during difficult markets.
As an independent firm, our investment decisions are made free from product sales incentives or corporate mandates. Client portfolios are built using high-quality equities, fixed income, and, where appropriate, alternative investments, with a focus on long-term capital preservation and compounding.
Estate planning is often deferred while attention is focused on building and enjoying life. Yet it remains a critical element of preserving wealth and ensuring it is transferred according to your wishes.
At Access, we bring clarity and structure to the estate planning process. Through open, thoughtful discussions, we take the time to understand what matters most to you and your family. Working closely with your existing advisors – or with ours, where appropriate – we develop coordinated strategies designed to manage taxes and probate costs, helping preserve more of your estate for the people and causes you care about.
Effective wealth management requires protecting what has been built. Our approach to risk management focuses on identifying and mitigating risks that could disrupt your financial structure, business continuity, or long-term plans.
Working within the Access Formula, we assess insurance needs in the context of your broader financial, corporate, and estate planning – ensuring coverage is purposeful, appropriately structured, and aligned with your objectives.
Whether addressing personal risk, business succession, estate liquidity, or legacy planning, insurance is used as a strategic tool to support continuity and preserve capital, not as a standalone solution.
Integrated Tax & Financial Planning
Managing wealth involves far more than holding investments. The Access Formula is our proprietary planning framework designed to integrate every component of your financial situation as circumstances evolve over time. It brings structure to complexity, ensuring that financial decisions – are aligned with your broader goals.
Built on seven core financial pillars, the Access Formula provides a structured yet flexible approach, guiding clients through life’s critical events while maintaining clarity and continuity. Whether navigating a business transition, planning for retirement, managing intergenerational wealth, or responding to unexpected change, the framework keeps every moving part connected and intentional. It is a long‑term, relationship‑driven process, not a static or transactional one.
By focusing on the broader picture, clients gain confidence in the direction of their wealth while we manage the underlying complexity. Our integrated approach ensures that planning is proactive rather than reactive – anticipating needs, identifying opportunities, and coordinating strategies so that every decision supports long‑term outcomes.
Family Enterprise Advising
Significant wealth and family enterprises introduce complexity that extends beyond finances alone. Family Enterprise Advising focuses on the structures, processes, and conversations required to support continuity, alignment, and effective decision-making across generations.
At Access, we help families address governance, leadership transition, and shared purpose – providing a disciplined framework for navigating change while preserving both family relationships and long-term wealth.
Working alongside existing advisors, we facilitate thoughtful dialogue, clarify roles and expectations, and support families as they plan for succession, stewardship, and intergenerational responsibility. The objective is not uniformity, but clarity – so decisions can be made with intention and confidence.
Corporate Strategies
Access specializes in working with families who own and operate their own businesses. Integrating personal and corporate wealth is inherently complex, requiring coordination across planning, investment, tax, and governance considerations.
We act as a long-term partner – taking the time to understand your business, its structure, and both short- and long-term objectives – so you can remain focused on building value while we manage the broader financial complexity.
Working alongside your tax and legal advisors, we help coordinate strategies across areas such as corporate structuring, tax planning, shareholder agreements, liquidity events, acquisitions, family governance, philanthropy, succession, and estate planning. The result is a more cohesive, intentional approach to managing wealth across generations.
Concierge Services
Imagine knowing each day that a dedicated concierge is already at work on your behalf – anticipating needs, coordinating details, and executing with care and precision.
Through our partner concierge solution, clients are supported by a dedicated professional whose services are aligned with individual preferences and priorities. By working alongside trusted specialists across a range of disciplines, we deliver a highly personalized, discreet experience designed to simplify day-to-day demands.
With proactive support and thoughtful coordination, important moments are never overlooked – allowing clients to focus their time and attention where it matters most.
Access Formula
We’ve developed and refined a proprietary planning framework we call the Access Formula – our disciplined approach to guiding clients through complexity, addressing critical life and wealth events, and helping them move forward with clarity and confidence.
1
Understanding What's Important to Your Family
2
Financial Assessment & Base Plan
3
Plan Review & Collaboration
4
Strategies & Recommendations
5
Implementation
6
Roadmap for Future Meetings
7
Ongoing Monitoring
Frequently Asked Questions
How does Access charge for its services?
Access operates on a fully fee-based model. We do not earn commissions, accept referral fees, or receive compensation tied to any specific product or strategy. Fees are discussed during the Discovery Call and are tailored to the scope and complexity of each client’s situation.
Who holds my assets and how are they protected?
All client assets are held with Fidelity Clearing Canada ULC, an independent third-party custodian and subsidiary of U.S.-based Fidelity Investments, which oversees approximately $15 trillion in assets under administration globally.
Access Family Office Corp. does not take custody of client assets or handle client funds. This structure ensures a clear separation between portfolio management and asset custody.
Fidelity Clearing Canada is a member of the Canadian Investment Regulatory Organization (CIRO) and the Canadian Investor Protection Fund (CIPF). Clients benefit from institutional-grade custody, independent reporting, and established investor protection frameworks.
Is there a minimum investment to work with Access?
Our work is collaborative and planning-led, designed for clients who value advice, discipline, and long-term alignment. While assets are an important component, they are not the sole determinant of fit. A client’s level of engagement in the process is equally important.
In practice, families with $2-$10 million or more in investable assets tend to derive the greatest benefit from our services.
Can Access work with my existing accountant or lawyer?
Yes. Coordination with a client’s existing legal and tax advisors is an integral part of our approach. This ensures that investment strategy, tax planning, and estate considerations remain aligned.
What happens after I become a client?
Our onboarding follows the Access Formula, a structured seven-step process that begins with a comprehensive assessment of your financial position and long-term objectives. A clear meeting cadence is established at the outset, so you know what to expect at each stage. Our process is ongoing and planning-led, not transactional.
How is Access different from a bank?
Access is an independent firm operating under a fiduciary standard as a registered Portfolio Manager with the Ontario Securities Commission. Our advice is objective, and every decision is made solely in the interest of our clients.
We operate on a fully fee-based model with no commissions or embedded compensation. This allows us to remain unbiased and to evaluate the full investment universe without constraint. Rather than being limited to a predefined shelf of often proprietary products, we are able to select and combine best-in-class strategies across managers, asset classes, and structures.
The result is a more deliberate, portfolio-level approach focused on alignment, risk management, and long-term outcomes.
Do I need a financial plan if I already have investments?
The short answer is yes. Investments are one component of a broader financial picture, but without a clear plan, they lack context and coordination.
A comprehensive financial plan connects your portfolio to your objectives, cash flow needs, tax considerations, and long-term priorities. It provides the framework for how capital should be allocated, the level of risk that is appropriate, and how decisions should evolve over time.
At Access, planning informs every investment decision. The portfolio is built to support the plan, not the other way around.
What should I consider when choosing a multi-family office?
Selecting a multi-family office is an important decision that extends beyond investment performance. It is a long-term relationship encompassing integrated planning, family governance, estate strategy, and generational wealth transfer.
Key factors to consider include:
Scope of integration
Look for a firm that coordinates across all aspects of your financial life, including investment management, tax planning, estate and legacy planning, and risk management. These areas should be integrated, not treated as separate silos.
Independence and objectivity
Confirm the firm operates independently, without affiliations to banks, product manufacturers, or financial institutions that could influence recommendations. Independence supports objective, client-first advice.
Fiduciary standard
Consider whether the firm is legally required to act in your best interest. In Canada, a registered Portfolio Manager is held to this fiduciary standard under securities law.
Planning approach
Evaluate how the firm brings structure to complexity. A disciplined, repeatable planning framework is a meaningful differentiator from firms that address issues on an ad hoc basis.
Family engagement
Assess whether the firm can support both the financial and human aspects of wealth, including governance, communication, succession, and preparing the next generation.
Fee transparency
Understand how the firm is compensated. A fee-based model helps align interests and reduces the conflicts often embedded in commission-based structures.
Custodial structure
Confirm that assets are held with an independent, regulated third-party custodian, ensuring a clear separation between portfolio management and asset custody.
Fit
The best multi-family offices are selective. Consider whether the firm’s client profile, philosophy, and approach align with your family’s needs and level of complexity.
The decision is not simply about finding a capable firm, but the right long-term partner for your family.
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