Legacy & Estate Planning

Offered by Access Private Wealth Corp.

Protect your wealth, clarify your wishes, and support the next generation with a coordinated estate and legacy plan.

We provide legacy and estate planning support for business owners, professionals, high-net-worth clients, and widows who want a clear plan for preserving, managing, and transferring wealth with purpose.

Estate Planning Informed by Your Financial Objectives

Estate planning is something many people feel uncomfortable discussing. After all, you are focused on enjoying life, supporting your family, and building your future. It is not always easy to think about what happens to you, your assets, and your loved ones after you have passed.

That is why thoughtful estate and legacy planning matters. It helps bring structure to difficult decisions, reduce uncertainty for the people you care about, and ensure your wishes are clearly understood.

Access helps clients think through the financial planning, tax planning, insurance, family communication, and wealth transfer considerations that shape a strong estate and legacy plan. We work alongside your existing legal and tax advisors, or help coordinate with trusted professionals where appropriate, so your estate planning strategy fits within your broader financial life.

Our legacy and estate planning services include advice and guidance on:

Estate and legacy planning goals
Wills and estate planning considerations
Wealth transfer planning for the next generation
Estate tax planning and tax-efficient strategies
Insurance planning to support estate needs
Beneficiary, executor, and family communication considerations
Charitable giving and philanthropic planning
Coordination with legal, tax, and financial professionals

Your estate plan should reflect more than your assets. Access helps connect your wealth, family priorities, tax considerations, and long-term legacy goals into one coordinated planning framework.

Will Planning

Effective will planning is essential to ensuring assets are transferred according to intent and in a tax-efficient manner. As part of our estate planning process, we review existing wills and powers of attorney to identify gaps, outdated provisions, and areas requiring coordination with broader planning objectives.

Power of Attorney

Powers of Attorney play a critical role in ensuring personal and financial decisions can be made seamlessly if capacity is ever impaired. As part of our broader planning process, we help clients understand the purpose, scope, and implications of these arrangements.

Naming an Executor

Selecting an executor is a significant decision, requiring consideration of responsibility, capability, and objectivity. An executor is charged with administering the estate, managing tax and probate obligations, and ensuring instructions are carried out as intended.

Estate Checklist

Proper preparation can significantly ease the administrative burden placed on an executor. As part of our estate planning process, we help clients organize key information and documentation into a clear, practical checklist designed to support effective estate administration.

Cottage Succession

Cottage succession often raises complex financial, tax, and family considerations. Before determining ownership or shared arrangements, we help families assess interest, affordability, and long-term implications for each beneficiary.

Guardianship

Planning for the care of minor children or dependents with special needs requires careful coordination. As part of our broader estate planning process, we help families evaluate guardianship considerations and the role trusts can play in providing long-term financial support.

Estate Freeze

An estate freeze is a planning strategy commonly used by business owners to limit future growth in their estate and facilitate the orderly transfer of value to the next generation.

$ 150 M+

In client assets

150 +

Families Served

100 +

Years of advisory experience & Multi-generational Planning

50 %

Fee-based advice

2M - 0 M+

Average client relationship

Estate Planning in Toronto, Mississauga, Ancaster and Southern Ontario.

Estate planning can be a sensitive subject. We’re here to listen with empathy so we can put together a plan that will bring you peace of mind. Access Private Wealth Corp. has the experience and know-how to help you make informed decisions that will preserve your wealth for the next generation.

Choose How Access Supports You

Access offers flexible financial planning and wealth management services designed to meet clients where they are. Whether you need focused insurance guidance, collaborative financial planning, full-service planning support, or complete wealth management with active investment management, our team helps you make confident decisions across your wealth, business, family, and future.

Access Formula

We’ve developed and refined a proprietary planning framework we call the Access Formula – our disciplined approach to guiding clients through complexity, addressing critical life and wealth events, and helping them move forward with clarity and confidence.

Step 1

Understanding What's Important To You

Our process begins with a clear understanding of your family’s long-term objectives, values, and priorities. This foundation informs every planning and investment decision, ensuring recommendations remain aligned with what matters most over time.

Step 2

Financial Assessment & Base Plan

This collaborative stage focuses on gathering and organizing relevant financial information to establish a clear baseline of your current position and potential long-term outcomes. Using prudent, planning-based assumptions, we develop an initial framework that informs future planning and decision-making.

Step 3

Plan Review & Collaboration

This stage involves a detailed review of the base plan to confirm accuracy, validate assumptions, and ensure all relevant information has been captured. Collaboration at this point helps refine the plan and establish alignment before moving forward to implementation.

Step 4

Strategies & Recommendations

At this stage, we evaluate and develop planning strategies designed to enhance tax efficiency, improve income coordination, and support the orderly transition of personal and corporate assets over time. Recommendations are considered within the context of your broader financial structure and long-term objectives.

Step 5

Implementation

Once strategies and timelines are agreed upon, we coordinate implementation in collaboration with your existing professional advisors or, where appropriate, with trusted specialists aligned with our team. Our role is to ensure execution remains organized, timely, and consistent with the broader plan.

Step 6

Roadmap for Future Meetings

We establish a customized roadmap for future meetings to ensure each discussion is purposeful, structured, and aligned with defined planning objectives. This approach supports continuity, accountability, and progress over time.

Step 7

Ongoing Monitoring

Ongoing monitoring ensures your plan remains aligned as markets, regulations, and life circumstances evolve. Through regular review and oversight, we coordinate the many moving parts of your financial structure so decisions remain informed, timely, and consistent with long-term objectives.

This approach allows clients to maintain focus on the broader picture while we manage complexity, execution, and follow-through behind the scenes.

Client Testimonials

“Great experience working with this team. They are professional, knowledgeable. Highly recommend!”