Access Funds
Why do some people have access to certain types of investments that have the potential to outperform with less risk, while others are limited to a traditional portfolio of publicly traded stocks and bonds? At Access, we have made it our mission to provide access to all types of investment opportunities – including high quality private income, equity and alternative strategies. It’s difficult to achieve the types of returns with reduced market volatility that pension funds do without having access to the same types of investment opportunities.
Discover how the Power of Access can create and preserve sustainable long-term wealth for your family today.
The Access Funds were created to democratize access to our highest quality investment ideas at the lowest possible cost. This means we achieve asset allocation across a breadth of equity and income options in both public and private markets. This allows us to build a fully customized portfolio for each client with exposure to a diversified mix of sectors and risk levels – much like pension funds do.
Democratization
We spend a lot of time researching the opportunities we ultimately decide to invest in. We believe every client should benefit from that process. It has nothing to do with risk, since we can mitigate risk by appropriately sizing the allocation. The Access Funds guarantee that we all get access to the same high-quality ideas all the time, irrespective of account size or cash availability. That includes the next generation that may just be starting out on their investment journey.
Institutional Pricing
Investment issuers price things based on volume. Even as a household, most investors don’t meet the threshold to be considered for preferred pricing which can often start at $10M+. We are 100% fee based, so we’re product agnostic from a compensation standpoint since we don’t make a dime more to hold one investment over another. As a result, we’re as incented as our clients to drive the costs down. Creating the Access Funds allowed us to do exactly that. Rather than making hundreds of smaller investments, we aggregate them such that the pools qualify for institutional pricing which can often represent significant savings. This results in higher returns to our clients.
Increased Access to Investment Opportunities
This is one advantage most people aren’t even aware of. Many wonder why institutional investors produce superior risk-adjusted returns. Part of that stems from their access to unique investment opportunities on account of scale. They can manage liquidity while still having the ability to invest in longer-term ideas. Access can source high-quality investments that traditional retail investors would never typically see. With the ability to include private income/debt, private equity, and alternative strategy investments together with traditional investments, we have essentially built our own pension funds that we all benefit from.
Focus
Most people falsely believe clients all get the same amount of attention – and they should. The reality in the industry is much different. Trying to execute trades across hundreds of accounts, rebalancing or taking advantage of a time sensitive investment opportunity for everyone is logistically very difficult. By creating the Access Funds, we are able to focus on our pools, which everyone has exposure to. This means when we come across a compelling investment and spend the time and energy required to make a decision, we’re unencumbered by the additional cost and time it takes to deploy that investment across individual client accounts.
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Private Income
This is our flagship pool as it’s an area of the private market most investors have very little exposure to. It has monthly liquidity focused entirely on private income/debt ideas. Everything from mortgages, multi-family residential, long-term care, factoring, asset backed lending to credit and high yield corporate mandates. This pool targets a steady 6 – 8% with a 5% fully covered annual distribution paid monthly. Negative correlation to public markets translates into almost no volatility.
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Growth
This pool has quarterly liquidity and will house all our high-octane growth ideas. Up to 25% could be in high quality private equity ideas like real estate development and private companies that you simply won’t find anywhere else. That will be coupled with traditional stocks, ETFs and some alternative strategy managers. The return goal of this pool is 8 – 10% per year over a 10-year time frame.
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Balanced Income
This pool has weekly liquidity and focusses primarily on dividend paying stocks, ETFs, fixed income, and some hand-picked portfolio managers. This pool is aiming for capital preservation and liquidity with a targeted 4 – 6% return profile.
