Our Services
Business Family Legacy
Access is a long-term partner to high-net-worth families who own and operate successful businesses, supporting corporate financial health through disciplined planning and coordinated strategy. We also work with business-owner families on the governance and human dimensions of wealth – addressing family dynamics, leadership transition, and facilitation to support effective decision-making and responsible stewardship across generations.
The Access Formula
We begin by developing a thorough understanding of your business and coordinating with your professional advisors to assess your personal and corporate financial structure in full.
Corporate Tax Protection
Corporate tax planning plays a critical role in sustaining long-term business value. We work with business-owning families to evaluate tax considerations within the broader context of corporate structure, cash flow, and succession objectives.
In coordination with tax and legal advisors, we help identify and implement appropriate strategies designed to improve tax efficiency, preserve capital, and support the ongoing financial health of the enterprise.
Holding
Companies
Sometimes owning your business through a holding company is better than owning the shares of your operating company directly. Let’s examine your corporate picture to see which strategy works best for you.
Incorporating
Your Company
Should you incorporate your company? There can be significant income tax benefits to incorporating, and we can help you determine if it’s a good move for your business.
Shareholder
Agreements
Do you own your business with a partner or with other family members? Access Private Wealth can help you find the best way to protect yourself in case there’s a disagreement.
Individual
Pension Plan
Help secure your family’s future with an individual pension plan. We’ll develop a tax-efficient plan with flexible contributions and access to exclusive investment opportunities.
Business
Succession
Business succession is a significant transition that requires careful planning across financial, tax, and family considerations. We can help determine how and when ownership and leadership should be transferred which is central to preserving both enterprise value and family relationships.
Selling
Your Business
Is it time to exit the business? We’ll recommend strategies that will help you qualify for the capital gains exemption and avoid double taxation on the proceeds from the sale.
Group RRSP and Benefit Plans
Well-designed group RRSPs and employee benefit plans can play an important role in supporting recruitment, retention, and overall organizational stability.
We work with business owners to evaluate and implement group retirement and benefit plans that align with corporate objectives, compensation philosophy, and workforce needs – coordinating with plan providers and advisors to ensure effective design, cost management, and ongoing administration.
Group RRSP plans
Our business experts will structure a group RRSP plan that leaves you in the driver’s seat. You decide how much, if anything, to contribute, and be as involved in the investment process as you feel comfortable with.
Group Benefit Plans
We’ll sit down with you to explore the different suppliers of group benefit plans, and help you evaluate which features are most beneficial to you and your employees but still make financial sense.
Corporate Planning in Toronto, Mississauga, Ancaster and Southern Ontario.
The financial experts at Access specialize in tax strategies that will protect you, your family, and your business. We’re passionate about growing the local business community and look forward to saving you thousands of dollars in taxes every year.