What is tax planning? Tax planning is the process of organizing your finances so that you pay as little tax as legally possible – now, in retirement and even after…
Tag: retirement
2019 RRSP Guide
What is an RRSP? An RRSP is a Registered Retirement Savings Plan. It is a financial structure intended to encourage people to save during their peak earning years for their…
Retirement Savings for Business Owners Part Two: The Individual Pension Plan
If you haven’t already thought about starting a Individual Pension Plan (IPP), they’re worth looking into. The IPP is a registered plan for business (CCPC) owners and incorporated professionals such…
Individual Pension Plans
What is an individual pension plan? The individual pension plan (IPP) is a corporate sponsored registered pension plan. IPPs were created to allow individuals or small groups of people to…
Canada Pension Plan Sharing and Credit Splitting
What is CPP benefits sharing? The Canada Pension Plan (CPP) allows couples (married or common law) to apply to share their pensions equally. If one spouse’s benefits and tax bracket…
Globe & Mail video: Why do the CPP's investments look nothing like my RRSP?
Watch Rob Carrick speak with president and CEO of the CPP Investment Board about their diversified investments.