Disability Insurance Overview

What is disability insurance? Disability insurance is coverage that provides payments, usually on a monthly basis, to replace a portion of your employment income (generally between 60% and 85%, subject…

Insured Annuity

Insured Annuity

What is an insured annuity? An insured annuity is a financial strategy used to maintain a steady income during retirement but at the same time preserve the value of your…

Estate Bonds

Estate Bonds

What is an estate bond? The “estate bond” concept or strategy is the use of life insurance to preserve and accumulate wealth and defer taxes and thus increase the value…

How to Buy the Right Life Insurance

Very often people hear they need life insurance, but they just don’t know why. Clients often shy away from buying life insurance to protect their assets and their loved ones…