Tax-Free Savings Accounts

Tax-Free Savings Accounts

What is a TFSA? Tax-Free Savings Accounts are a savings mechanism introduced by the federal government in 2009. They are meant to encourage people to save by allowing deposits inside…

Registered Disability Savings Plans

Registered Disability Savings Plans

What is an RDSP? Registered Disability Savings Plans are a federal program, created in 2008, that facilitates and encourages saving for the future needs of a person with a disability.…

Spousal Loans

What is a spousal loan? A spousal loan is exactly what it sounds like: one spouse (legally married or common law) lends the other funds. Using this type of loan…